Convenience and the opportunity to save money and time are the primary reasons why many people are now choosing to do their transactions online. By going online, you can shop for your needs, pay your bills, check your financial records, and access your investment accounts, whether it’s IRA or SMSF, in an instant. (Go to smsfselfmanagedsuperfund.com.au if you want to know more about SMSF).
But unfortunately, cyber criminals have also find it very convenient and easy to steal records and money from unwary consumers online by using a variety of strategies and scams to hack passwords and account numbers. So as an internet user, it’s very important to be aware about this and adapt good practices in order to avoid being a victim of these scams. Here are the things that you can do to make sure you protect your money and other important data online.
Be careful with online services. These days, there are so many websites out there that offer services where you can store your money online. Storing your money online is, indeed, very convenient for online users, but if you plan to use such service, be sure to choose a website that is reputable and trusted. The thing is a lot of online wallets are at risk from security breaches, and don’t provide enough security and insurance to be used, so be wary. As much as possible, don’t sign up to those who have just been in the industry for a couple of months or years.
Be wary of suspect email. Emails can be very dangerous. If you receive an email, particularly from an unknown sender, make sure that you don’t respond or download anything that is attached to it. One of the many strategies of hackers is they attached files to an email containing virus or malicious content that may hack your password or online data, as well as harm your device. But remember that you can also get a malicious email from a known sender, so be very careful. If you receive an email from your bank, for instance, do not directly answer or respond to them. Many cyber thieves are using the logos of financial establishments to create a fraudulent email that can easily steal passwords and important information. So instead of responding to your bank’s emails, visit the official bank’s site in a different browser, login to your account, and check the message there.
Use a very strong password. Any password that contains only letters or recognizable words, such as street names, friend names, favorite foods, or birthdays can be considered very weak. Remember, there are applications or programs that can scan accounts, such as Facebook, LinkedIn, and Twitter, and look for personal information that can be used to guess passwords, so don’t use passwords that are easy to recognize. A strong password contains a combination of letters, numbers, symbols, as well as uppercase and lower case characters. Strong passwords are sure harder to remember, but they’re definitely safer.
Keep your software updated. Updating software is something that online users should make a habit. Updates contain new features that can effectively protect your computer, keep your online accounts safe, and fix various security and technical problems.
In this age, when the use of modern technology is becoming more and more common, it’s really crucial that we become more cautious and learn different ways to protect what we have. In addition to those mentioned above, it’s also essential that you use safe browsers all the time and install antivirus software, such as Kaspersky and Malwarebytes.